SMART DIGITAL INVESTMENT PLAN

How we are giving you such high returns on Monthly basis?

The question is obvious and certainly we are not paying it from our pocket, we are re-investing in diversified asset class such as commodities, Digital Gold, Digital Space (Leased rental income) and seasoned Fruits & Vegetables (Contract Farming).
Our operating margins are safe and give us substantial, sustainable profits, thereby allowing us to share our profits.

Digital Investment Agreement

Agreement No:                                                                                                Date of agreement:
 Parties to agreement:
Digital Investment – 4u2.in having registered office at Tower 2, World Trade Center, Pune – 411014 , e-mail address- info@4u2.in and contact number – +91 9340101989  through its authorized representative Mr. Rajeshwarrao Venkatrao Karri aged 58 years resident of Kharadi, Pune having Permanent Account Number- ACUPK9333Q . Herein after referred to as Party No.1 or the Digital Investment Firm.
Digital Investor- Full name having registered address at ( ) , e-mail address- () and contact number – ( ) through its authorized representative Mr. () aged () years resident of () having Permanent Account Number- () . Herein after referred to as Party No.2 or the Digital Investor.
The Party No.2 The Digital Investor has approached the Party No.1 The Digital Investment Firm with a request for granting the Digital Investment with all the required credentials to appoint him for the location ( ) / area more specifically specified in the agreement . The Digital Investment Firm has agreed to grant Digital Investment for the specified location to the Digital Investor after verifying all the required credentials and fulfilment of all the required conditions.
Now both the parties have agreed to the following terms & conditions mentioned below:
1. One Time Registration Fees shall be applicable at rate of 2% + 18% GST on the amount invested.
2. The Digital Investment Firm will provide monthly returns @300/1500/3000/15000 per month for a tenure of 36 months/60 months/84 months. Depending upon the tenure chosen by the investor the details are more specifically described as per Schedule I below:
3. The investor can spend monthly returns amount and it can be used to purchase products online. In case the investor wants to withdraw a specified amount, withdrawal charges shall be levied at the rate of 5%+18% GST as applicable.
4.The Digital Investor shall abide by the laws and rules & regulations of the respective State Government as well as Central Government stipulated as per law and the taxes shall be applicable as per latest Income Tax laws.
5.The Investment plan is non-changeable and irrevocable.
6.Under no circumstances whatsoever the one time Digital Investment amount paid shall not be refunded and will be paid as per the agreed terms.
7.The monthly return of Rs.3000 will be paid on or before 21st of every month. The monthly payment of return will start after 30 days from the date of payment of your investment as per the chosen plan.
8.The Digital Investor shall fully indemnify, hold harmless and defend 4u2.in and its owner, officers, employees from and against all claims, demands, actions, suits, damages, liabilities, losses, settlements, judgements, costs and expenses (including but not limited to reasonable attorney’s amount and costs), whether or not involving a third party claim, which arise out of or relate to any act or omission of 4u2.in.
9. All and any dispute arising between the parties as to the interpretation, operation, or effect of any clause in this deed , The Digital Investment Firm has every right to reject, cancel or terminate this Digital Investment Agreement without any notice after finding any malpractice or misinformation or any act that is against the law.
10. Any other dispute arising out of this agreement shall be referred to the arbitrator appointed by 4u2.in. Jurisdiction shall be Mumbai/Pune/Nagpur Bench of Bombay High Court.
11.Any point that deemed fit can be incorporated, altered, modified, changed in the interest of the business by The Digital Investment Firm.
12.No Party shall be deemed in default of this Agreement or, unless otherwise expressly provided therein, any Ancillary Agreement for any delay or failure to fulfill any obligation (other than a payment obligation) hereunder or thereunder so long as and to the extent to which any delay or failure in the fulfillment of such obligation is prevented, frustrated, hindered or delayed as a consequence of circumstances of Force Majeure. In the event of any such excused delay, the time for performance of such obligations (other than a payment obligation) shall be extended for a period equal to the time lost by reason of the delay. A Party claiming the benefit of this provision shall, as soon as reasonably practicable after the occurrence of any such event, (a) provide written notice to the other Party of the nature and extent of any such Force Majeure condition; and (b) use commercially reasonable efforts to remove any such causes and resume performance under this Agreement and the Ancillary Agreements, as applicable, as soon as reasonably practicable.
Both the parties have read, understood and agreed to all the terms & conditions mentioned in this agreement.
Since this agreement is digitally made hence it does not require signature, only confirmation by e-mail referring to agreement no. () and stating all the terms have been read carefully,understood, agreed and accepted in totality.
Name and address (id proof)                      Digital Investment Firm
Name and address (id proof)                     Digital Investor
If you invest an amount, there is substantial growth in the money over some time. The money may even double due to the compounding of the returns. With the method of the “Rule of 72,” you can calculate the time that will make your money double.
The doubling period calculation can be done by “Rule of 72” if you invest money in different investment options like fixed deposits, savings accounts, mutual funds, etc.
assuming that the fixed rate of interest is:
1%, it will take 72 years to double your money (72 / 1 = 72)
4%, it will take 18 years to double your money (72 / 4 = 18)
8%, it will take 9 years to double your money (72 / 8 = 9)
12%, it will take 6 years to double your money (72 / 12 = 6)
It is a reasonably accurate formula and more so while using lower interest rates than higher ones.
If your money is kept in a savings account that earns just 4%, it will take 18 years to double your money.
If you have extra savings, you’re probably better off keeping it in a high-yield account like a fixed deposit or other securities that offer little higher interest rates, say up to 6%. It would take around 12 years to double the money.
Likewise, you can calculate for investment in mutual funds. Considering that the average annualised return on investment comes out to be 8%, one can double his money after approximately nine years.
The results of “Rule of 72” enables you to analyse various investment options. As per the above formula, the more the interest rate, the earlier the money will be doubled. However, the more the rate of interest, the higher is the risk.
Vice-versa, the “Rule of 72” can also be applied for calculating the number of years that it will take to double your money for others. For example, any gold loan is taken by the lender at an 18% rate of interest. It will take four years for the lender to earn double your money.
Hence, one can calculate and make decisions based on the above method and evaluate the risk and return. The portfolio can mix low-risk and high-risk instruments, depending upon the investment goals set and many other factors.